"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Past Clients
Deniz D
Awesome Country Style Home!
Mr. Han
Great buy
Angel
Another amazing deal!
Ale
Record sale time!!
Franco
Cute home with amazing yard features
Jose & Marisol
Amazing deal!
David
Brand new home - Fort Worth, TX
Leydisel
Dallas, TX
Eli R.
Beautiful home in Mansfield, TX
Reviews
Good service, polite and punctual, knows how to do his job well and always helps you and explains everything in great detail... I recommend him 100% 👌🏻👌🏻👌🏻
Yulien
I had the pleasure to work with David and he does a great job. He goes above and beyond to help and is always willing to negóciate the best terms. Highly recommended .
Jose Gongora
It was a really good experience to share the process of sell a house 🏠 with the assistance of David! Always with enthusiasm and disposition to have a great deal! Being realistic and clear in his explanations! 100% recommend for a process to buy or sell!!
Ale
I had the pleasure of working with David Rico as a lender on a recent home purchase for a client, and I was truly impressed by his professionalism, communication and dedication to his client. He expertly navigated the process, ensuring a smooth experience for both buyer and seller. His responsiveness and attention to detail made it for a great experience. He genuinely cares about his client's best interest. I highly recommend David Rico to anyone looking for a top-notch real estate professional.
David Chavez
I am writing to express our sincere gratitude for all your hard work in helping us acquire our new home. The purchase of our home represents a significant milestone: a new chapter in our lives, the realization of a goal, emotional stability, a space for our child, and a place to share joys and sorrows with our family. We are thrilled with our new home and love it more every day. Thank you for your time, effort, advice, and your patience with us. Thank you again for your help throughout this long but wonderful process!
David and Leticia
David Rico had always been informative and upfront with the information needed he is a great agent. Looking forward to doing business
Angel Air
Very good service, highly recommended, it helped me find a house with all the requirements I needed, the main thing was that they accepted my dog, very pleased.
Laydisel
Excellent as a Realtor, he has helped us a lot in searching for our new home. 100% professional, attentive to his work.
Angel
We had the absolute pleasure of working with David Rico as our realtor, and we can’t recommend him highly enough. From the very beginning, David impressed us with his energy, passion, and deep knowledge of the Dallas-Fort Worth metroplex. His proactive approach and lightning-fast response time made the entire home-buying process smooth and stress-free. He was always ready to schedule multiple showings in a flash and had the tools to narrow down the perfect options based on our preferences. What truly sets David apart is his attention to detail. Once he knew we were seriously considering a home, he would provide everything—from soil reports and build details to flood zones, crime rates, and neighborhood insights. His communication and negotiation skills are top-tier, and he worked diligently to save us money wherever possible—even if it was just a few hundred dollars, he made it count. David's understanding of the market is truly impressive. On more than one occasion, he accurately predicted the appraisal value of homes—down to the exact number. He also helped us uncover tax exemptions that saved us thousands. Beyond his professionalism, David is a true gentleman with a generous and thoughtful heart. After our purchase, he surprised us with the most beautiful housewarming gifts—knowing we had just moved and had very little furniture, he went above and beyond. He gifted us a full set of high-quality kitchen utensils, a barbecue grill, a dining set, and even chairs—everything we needed for a fresh start. David is more than just a realtor—he became like family to us. His kindness, dedication, and integrity are unmatched. If you're looking for someone who truly cares and delivers beyond expectations, David Rico is the one.